Claim on average 
for your past car finance
Based on clients holding 2 agreements on average at £829 average redress per eligible agreement (FCA Policy Statement PS26/3), before our success fee. Not all agreements are eligible.
Using basic details, we will find your past agreements back to 2007+ and we will then assess if you're owed compensation.
No paperwork needed- No registration number needed
- No impact on credit score
Rated 4.8 / 5 from 12,000+ verified customer reviews
Motor vehicle finance claims have featured in
Could you be owed money?
You might have a claim if your car finance agreement included any of these. If you took out PCP or HP finance between 2007 — 2024, you could be owed compensation
Discretionary commission arrangements (DCAs)
Dealers were allowed to set their own commission rates, meaning they could secretly increase your interest rate to earn more — without you ever knowing
Unfairly high commission paid by finance providers
Some finance providers paid excessive commissions to dealers that were disproportionate to the loan amount, inflating the overall cost of your agreement
Contractually tied arrangements
Dealers claimed to search the market for the best deal, but were contractually tied to a single lender — meaning you may not have received the most competitive rate
See How It Works
The process is shown upfront, including the point where you instruct the law firm.
Enter Your Basic Details
We only need your name, address, date of birth, email & phone number to begin searching for your finance agreements.
We Search For Your Agreements
Our system checks for eligible PCP and HP car finance agreements linked to your details.
Review and sign with the law firm
Before a claim is progressed, you review the client documents and sign to instruct Benson Goldstein Ltd.
Experts review and submit
The legal team assesses the information and, where appropriate, prepares and submits the complaint or claim.
Outcome and next steps
Your lender decides the outcome under the applicable process. Compensation is not guaranteed and any successful amount is subject to fees.
You do not need to use a Claims Management Company (CMC) or a Law Firm. You can complain directly for free to your lender, use the FCA consumer redress scheme or if unsuccessful the Financial Ombudsman Service. Solicitor fees, if used, are up to 15% - 30% excluding VAT of any successful claim.
Does any of the below apply to you?
- The lender did not tell you about sales commissions
- The lender told you about commissions, but not how it works
- You paid a high interest rate on the finance agreement
- You bought your car in the last 17 years
If so, you could be owed compensation. Click below to find your agreements
You do not need to use a Claims Management (CMC) or a law firm to make a claim. You can make a complaint yourself free of charge directly to your finance company. You may also be able to use the FCA’s Motor Finance Consumer Redress Scheme, although parts of the scheme are currently suspended following a legal challenge. If you are unhappy with the outcome of your complaint, you may be able to refer your complaint to the Financial Ombudsman Service, subject to its rules and eligibility requirements.
Where eligible agreement(s) are identified and you choose to instruct a partner law firm, solicitors’ fees are capped at between 15% and 30% plus VAT of the value of any successful claim, meaning a maximum of 36% including VAT where the 30% rate applies. Further information about fees is available on our website and in the law firm’s Client Care Pack.
No Win, No Fee
What charges apply if your claim succeeds
If we are successful in obtaining an offer or payment of Compensation, then you pay us a Success Fee which is calculated based on the amount of Compensation your lender offers per credit agreement. The table below details the Success Fee percentage applicable to different bands of Compensation, and the maximum total Success Fee for each compensation band
| Compensation amount | Success fee percentage | Maximum fee charge |
|---|---|---|
| £1 - £1,499 | 30% | £420 |
| £1,500 - £9,999 | 28% | £2,500 |
| £10,000 - £24,999 | 25% | £5,000 |
| £25,000 - £49,999 | 20% | £7,500 |
| £50,000 and above | 15% | £10,000 |
The percentages and amounts in the table above are exclusive of VAT, which is charged at the prevailing rate
If you have an outstanding balance with your Lender, they may use all, or part of, your compensation to pay this outstanding balance meaning that you may not receive any cash "in hand". In this event, our Success Fee will still be calculated against the full compensation amount
Example 1: If your Lender makes an offer of £1,000 compensation and you have no outstanding balance with the Lender, your Lender will pay us £1,000. Of this, £360 will be deducted to pay our Success Fee and VAT, and £640 will be paid to you
Example 2: If your Lender makes an offer of £1,000 compensation and you have an outstanding balance of £800 with the Lender, your Lender may use the compensation offered to pay the outstanding balance meaning they will only pay us £200. We would use this £200 toward our Success Fee and VAT, which would leave a balance of £160 payable by you
The Figures
Make Your Claim finance redress scheme in numbers:
£1,658.00*
Average payout per eligible client
£7.5*Billion
Estimated total redress for car finance consumers
12.1*Million
Car finance are affected
Important: The motor finance redress scheme is partially suspended by order of the Upper Tribunal with effect from 2 July 2026. Hearings are scheduled for December 2026 or February 2027. These figures are scheme-wide modelling: they do not represent a live entitlement or money currently available to claim, and the timing of any compensation is not yet known.
Who are Make Your Claim?
Provided by SRA-regulated Benson Goldstein Ltd
Make Your Claim is a trading style used for the motor finance claims service provided by Benson Goldstein Ltd, a solicitors firm authorised and regulated by the Solicitors Regulation Authority (SRA No. 8003245). The service helps identify finance agreements, assess potential eligibility and progress matters where you choose to instruct the firm.
Why Choose Us
Our Law Firm
Benson Goldstein Solicitors is here to guide you through the process of reclaiming your hard-earned money. Our team of legal experts has successfully recovered substantia…
No Stress
No upfront legal fees! We operate on a No Win, No Fee basis, meaning you only pay us if we win your case. You have the right to cancel within 14 days without charge. Afte…
Expertise
Our team specialises in handling mis-sold motor finance cases, ensuring you receive the best possible legal representation.
What type of vehicle did you finance?
Select all that apply to you — you can claim for each finance agreement separately
The lenders we deal with
A
- 1st Stop Group
- Abarth Financial Services
- Abarth i-Deal
- Accept Car Credit Limited
- Admiral Financial Service Limited
- Advantage Finance LTD
- AFA Car Finance
- ALD Automotive Limited
- Aldermore Bank
- Aldermore Bank Asset Finance
- Alfa Romeo Financial Services
- Alphabet (GB) Ltd
- Alphera Financial Services
- Audi Finance
- Autolend
- AutoMoney Limited
- Avelo Limited (Credit4Cars)
B
- Bank of Scotland Motor
- Barclays Bank SAU
- Barclays Partner Finance
- Bentley
- Billing Finance
- Black Horse
- Blue Motor Finance
- BMW Finance
- BMW Financial Services
- BMW Leasing GB Ltd
- Borderway Finance
- Burnley Savings And Loans LTD
C
- CA Auto Finance
- Capital Bank
- Car Finance 247 Limited
- Carmoola
- Chrysler Financial Services
- Citroen Finance
- Close Brothers
- Clydesdale Bank Asset Finance
- Clydesdale Finance
- Clydesdale Financial Services
- Creation Consumer Finance
- Creation Financial Services
- Credit Plus
- Cupra
D
- DS Automobiles Finance
- Ducati
E
- Erwin Hymer Group Finance
- Evergreen Finance
F
- FCA Automotive Services UK
- FCE Bank Finance
- FCE Bank PLC
- FGA Capital UK
- Fiat Financial Services
- First Response Finance LTD
- First Trust Bank
- Firstplus
- FirstRand Bank
- Ford Credit
- Ford Credit Europe PLC
G
- GE Capital Motor Finance
- Genesis
- Glenside Finance Ltd
- GLM Finance Ltd
- GMAC
- GMAC UK PLC
H
- Halifax Motor
- Hartwell Finance Limited
- Hitachi Capital UK
- Honda Finance
- Honda Finance Europe PLC
- Hyundai Capital
- Hyundai Car Finance Ltd
I
- Ignition Credit PLC
J
- Jaguar
- JCB Finance
- Jeep Financial Services
K
- Kia Finance
L
- Lancia Financial Services
- Land Rover
- Lendable Auto Lend
- Lex Vehicle Finance
- Lexus Financial Services
- Lloyds Bank Motor
- Lombard Business Finance
M
- Mallard Vehicle Finance
- Mann Island Vehicle Finance
- Marsh Finance
- Mazda
- Mercedes Benz Financial Services
- Mercedes Finance
- MI Vehicle Finance
- Moneybarn
- Moneyway
- MotoNovo Finance
N
- NIIB Group
- NIIB Group Ltd T/A Northridge Finance
- Nissan Finance
- Northridge Finance
- Novuna Business Finance
- Novuna Vehicle Solutions
O
- Oasis Motor Finance Limited
- Oodle Finance
- Oplo
P
- Paragon Motor Finance
- PCF Financial Services GB Ltd
- Peugeot Finance
- Porsche
- PSA Finance UK
R
- Ratesetter.com
- RCI Financial Services
- Renault Finance
S
- Santander Consumer
- Santander Finance
- Santander UK
- SEAT Finance
- Secure Trust Bank
- Shogun Finance
- Skoda Finance
- Specialist Motor Finance LTD
- Startline Motor Finance
- Stellantis Financial Services
- Suzuki Financial Services
T
- Tandem Bank Limited
- The Asset Exchange LTD
- Toyota Financial Services
U
- UK Citroen
- Unity Auto Finance
V
- V12 Vehicle Finance
- Vauxhall Finance UK
- Vauxhall Financial Services
- Volkswagen Commercial Finance
- Volkswagen Finance
- Volvo
- VW Financial Services
W
- WYE Finance Co LTD
Z
- Zopa Limited
See any of your lenders?
Let us find your agreements and review them for compensation. Click the button below to begin
Each lender you had a finance agreement with could be worth an average of£1,658.00*
Benefits of using our service
Find my agreements
Start your potential claims today. Let us help you check your car finance agreements
Expert help
Our knowledgeable team will support you every step of the way
Fast results
Start your potential claim today, so as not to delay the receipt of any compensation due to you
Easy process
We will contact your Lender and do the hard work for you
No upfront fees
You won't pay anything until your case is successful (See our No-Win, No-Fee Promise)
Quick payouts
Once we secure your compensation, we transfer the money to your bank fast, subject to deduction of our Fees#
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FAQ's
A car finance claim is a way to seek compensation if your car finance agreement was mis-sold. In many cases, drivers paid more than they should have because dealers or brokers received undisclosed commission. If the commission wasn't properly explained to you, you could be owed compensation.
Successful claims may result in average compensation of £1,658* per eligible client. This is an average, not a maximum or a minimum. Not all consumers will be eligible for compensation. See FCA statement https://www.fca.org.uk/news/statements/fca-confirms-motor-finance-redress-scheme.
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